No matter who you bank with, you can make international payments with PagoFX. Now individuals and sole traders can enjoy the reliability that comes with the backing of a global bank.
We give every customer a competitive rate – every time – and always show you a full cost breakdown before you press send, so no nasty surprises.
We’re committed to rigorous standards when it comes to financial and data protection. PagoFX is regulated in the UK by the Financial Conduct Authority as an authorised payment institution.
Got a question? We’ll put you in touch with a real person. Our expert team is available via in-app and web chat or email – getting help is now as simple as saying ‘hello’.
You can use any UK debit card with PagoFX – it’s simple to set up and stores your payment preferences
Set up payments in seconds and always see exactly what you pay in fees and the real-time exchange rate you get before you press send
Backed by one of the world’s leading banks, PagoFX gives you confidence with bank-level security
If you’ve got a question you can get an answer from a dedicated member of the PagoFX team – easily available in both the app and web service
Or be the first to know when PagoFX is available in your country
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Currently available to UK residents only
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Really intuitive money transfer app. Makes it really easy to send money abroad. Love that it is backed by a major bank for the security of my money. Others don’t have this. Love it.
Excellent customer service! App is straightforward and works really well!
Very happy to recommend, the security checking was reassuring.
Did what I needed – quick, easy and cheap. I downloaded the app and was able to make my payment in minutes. Big thumbs up.
Quick and easy. Love that it’s by a bank, security is always a big concern for me. Trust goes a long way.
PagoFX is an international money transfer service backed by Santander – available via our mobile app and website. Individuals and sole traders who are UK residents can easily send money abroad with bank-level security, low costs and excellent customer support.
We’ll soon be making PagoFX available for limited companies. Join our waiting list now.
Our no-fee transfer programme is available to all first-time users of the PagoFX mobile app on Android and iOS and website via PagoFX.com between 17 September 2020 and 15 January 2021. PagoFX shall waive international money transfer fees on transactions up to a limit of 1,000 GBP per-user. This limit is cumulative – once you submit a single or multiple transactions above the 1,000 GBP limit, PagoFX’s standard fees shall apply on all amounts above the limit.
This means that after reaching the 1,000-GBP transfer limit, we will charge you the following low-cost fees:
Read the terms of the programme here.
You can send money from the UK (GBP) to bank accounts in the following countries with PagoFX:
We are working hard to add more currencies soon.
*Eurozone countries are Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia and Spain.
PagoFX gives you real-time, mid-market exchange rates, similar to those found in public sources such as Google, Bloomberg, Reuters, among others. This ensures that you have the fairest rate possible without any mark-ups on foreign exchange.