Bank-level security, low costs and live support brought together in an easy-to-use serviceLearn more
No matter who you bank with, you can make international payments with PagoFX. Now individuals and sole traders can enjoy the reliability that comes with the backing of a global bank.
We give every customer a competitive rate – every time – and always show you a full cost breakdown before you press send, so no nasty surprises.
We’re comitted to rigorous standards when it comes to financial and data protection. PagoFX is regulated in the UK by the Financial Conduct Authority as an authorised payment institution.
Got a question? We’ll put you in touch with a real person. Our expert team is available via in-app and web chat or email – getting help is now as simple as saying ‘hello’.
An easy way for sole traders to make secure, dependable and low-cost international paymentsSign up now
You can use any UK debit card with PagoFX – it’s simple to set up and stores your payment preferences
Set up payments in seconds and always see exactly what you pay in fees and the real-time exchange rate you get before you press send
Backed by one of the world’s leading banks, PagoFX gives you confidence with bank-level security
If you’ve got a question you can get an answer from a dedicated member of the PagoFX team – easily available in both the app and web service
Download PagoFX for iOS or Android
Currently available to UK residents only
Or be the first to know when PagoFX is available in your country
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To support your loved ones during these uncertain times, PagoFX is waiving fees on international money transfers from the UK until 16th June
Banco Santander today announced the launch of PagoFX, a low-cost international money transfer service, in the UK
PagoFX is an international money transfer service backed by Santander – available via our mobile app and website. Individuals and sole traders who are UK residents can easily send money abroad with bank-level security, low costs and excellent customer support.
We’ll soon be making PagoFX available for limited companies. Join our waiting list now.
Our no-fee transfer programme is available to all registered UK users of the PagoFX mobile app on Android and iOS and website via PagoFX.com until 16 June 2020. PagoFX shall waive international money transfer fees on transactions up to a limit of 3,000 GBP per-user. This limit is cumulative – once you submit a single or multiple transactions above the 3,000 GBP limit, PagoFX’s standard fees shall apply on all amounts above the limit.
This means that after reaching the 3,000-GBP transfer limit, we will charge you a low-cost fee of 0.70% of the sent amount for transfers to the eurozone, Switzerland, Norway, Sweden and the Czech Republic. For transfers to the US, Poland and Denmark, our fee is 0.80% of the sent amount.
Read the terms of the programme here.
From the UK, you can transfer money to bank accounts in the Eurozone, the US, Poland, Switzerland, Sweden, Norway, Denmark and the Czech Republic. These are the destinations we currently offer, with plenty more to come soon.
Eurozone countries are Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia and Spain.
PagoFX gives you real-time, mid-market exchange rates, similar to those found in public sources such as Google, Bloomberg, Reuters, among others. This ensures that you have the fairest rate possible without any mark-ups on foreign exchange.