See the real-time, mid-market exchange rate and any fees upfront – so you know exactly what your transfer will cost.
A fast and easy way to make international business payments with confidence. Currently available for sole traders, with limited companies coming soon.
Our easy, automated account set up takes just a few minutes and there’s no need to bank with Santander – PagoFX works with any UK debit card and stores your payment preferences.
We’ll always give you the real-time, mid-market exchange rate with no added mark-up before you press send – and until 15 January there are no fees for first-time users (terms apply).
Coming soon: Low-cost, secure and easy-to-use international money transfers for limited companies
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From the UK, you can transfer money to bank accounts in Australia, Bahrain, Bulgaria, Canada, Croatia, the Czech Republic, Denmark, the eurozone, Hong Kong, Hungary, Israel, Kuwait, New Zealand, Norway, Poland, Qatar, Romania, Saudi Arabia, Singapore, South Africa, Sweden, Switzerland, Turkey, and the United States of America. These are the destinations we currently offer, with plenty more to come soon.
PagoFX payments can arrive as fast as within minutes, if sent on a business day before cut-off time and for certain destinations. We process transactions the same day, unless the transaction is submitted after the cut-off point (which means after a given time, your payment will be processed the next business day). Cut-off points vary depending on the currency you are sending. Read more on cut off times here.
Eurozone countries are Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia and Spain.
Our no-fee transfer programme is available to all first-time users of the PagoFX mobile app on Android and iOS and website via PagoFX.com between 17 September 2020 and 15 January 2021. PagoFX will waive international money transfer fees on transactions up to a limit of 1,000 GBP per-user. This limit is cumulative – once you submit a single or multiple transactions above the 1,000 GBP limit, PagoFX’s standard fees shall apply on all amounts above the limit.
This means that after reaching the 1,000-GBP transfer limit, we will charge you the following low-cost fees:
Read the terms of the programme here.
PagoFX gives you real-time, mid-market exchange rates, similar to those found in public sources such as Google, Bloomberg, Reuters, among others. This ensures that you have the fairest rate possible without any mark-ups on foreign exchange.
Not currently but PagoFX for limited companies is coming soon – you can join the waitlist here to be the first to know when it’s available. This will give limited companies the same low costs, bank-level security and live support with added features like being able to send money on behalf of a company with a corporate debit card.
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