Giving sole traders a fast and easy way to make international business payments with the confidence that comes from the backing of a global bank
There’s no need to change bank accounts – PagoFX works with any UK debit card and stores your payment preferences, and if you need it you can get personal live support
Our easy account set up takes just a few minutes and transfers are fast too – often arriving within minutes if sent on a business day before the cut-off time
We’ll always give you the real-time, mid-market exchange rate with no added mark-up before you press send – and until 16 August there are no transaction fees
Soon limited companies can get the same competitive low costs, bank-level security and personal live support as sole traders and individuals
Sign up for free on our website using your email address and register for your sole trader business account
Securely verify your identity with an ID card and a quick selfie
You’re ready – select your currency and start making international business payments on our website or mobile app
Coming soon: Low-cost, secure and easy-to-use international money transfers for limited companies
Thank you for signing up!
Sign up to be the first to know when PagoFX is available for limited companies
Our most asked questions and answers
From the UK, you can transfer money to bank accounts in the eurozone, the US, Poland, Switzerland, Sweden, Norway, Denmark, the Czech Republic, Turkey, Romania, Hungary, Bulgaria, Croatia, Israel, Qatar, Saudi Arabia, Bahrain and Kuwait. These are the destinations we currently offer, with plenty more to come soon.
PagoFX payments can arrive as fast as within minutes, if sent on a business day before cut-off time and for certain destinations. We process transactions the same day, unless the transaction is submitted after the cut-off point (which means after a given time, your payment will be processed the next business day). Cut-off points vary depending on the currency you are sending. Read more on cut off times here.
Eurozone countries are Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia and Spain.
This means that after reaching the 3,000-GBP transfer limit, we will charge you a low-cost fee of 0.70% of the sent amount to the eurozone, Switzerland, Norway, Sweden, the Czech Republic and Bulgaria; 0.80% for the US, Poland, Denmark, Romania and Hungary; 1% for Croatia; 1.2% for Turkey; 1.5% for Israel; 1.8% for Qatar and Saudi Arabia, and 1.9% for Bahrain and Kuwait.
PagoFX gives you real-time, mid-market exchange rates, similar to those found in public sources such as Google, Bloomberg, Reuters, among others. This ensures that you have the fairest rate possible without any mark-ups on foreign exchange.
Not currently but PagoFX for limited companies is coming soon – you can join the waitlist here to be the first to know when it’s available. This will give limited companies the same low costs, bank-level security and live support with added features like being able to send money on behalf of a company with a corporate debit card.